Hostory of Marlize Sturman

May 29

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Finestlize would hearten all person to explore the remedial arts. Yoga is a way to hold a ashore and stress-free existence to facilitate does not greatly interfere with a student’s current lifestyle. She believes to facilitate yoga has the capacity to transform a student’s life into a more beautiful and unwrap existence; yoga allows those to be better attuned to their rightful selves and their own unique spiritual needs. It is a familiarity to facilitate can merely be on behalf of the betterment of all persons who seek it. The focus thatMarlize hopes to show and teach her students allows those to meet the globe in a more lurid and rewarding light, and to overcome the obstacles to facilitate they bump into.

Because of her own extensive exploration of the remedial arts under a numeral of instructors and mentors, Marlize Sturman is with no trouble able to teach a broad variety of population. Marlize feels to facilitate the remedial arts and her own wisdom and experience of yoga will be beneficial to each one. With this in mind, she encourages beginners and highly developed students alike. Her classes are not merely suited to associates and remedial art enthusiasts, but as well athletes, mommies-to-be, the elderly, and those with special needs and injuries. She is with no trouble able to cater her grace to the needs and capabilities of her students.

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S&P 500

Jan 4

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The S&P 500 is a free-float capitalization-weighted index published since 1957 of the prices of 500 large-cap common stocks actively traded in the United States. The stocks included in the S&P 500 are those of large publicly held companies that trade on either of the two largest American stock market companies; the NYSE Euronext and the NASDAQ OMX.

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After the Dow Jones Industrial Average, the S&P 500 is the most widely followed index of large-cap American stocks. It is considered a bellwether for the American economy, and is included in the Index of Leading Indicators. Some mutual funds, exchange-traded funds, and other funds such as pension funds, are designed to track the performance of the S&P 500 index. Hundreds of billions of US dollars have been invested in this fashion.

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The index is the best known of the many indices owned and maintained by Standard & Poor’s, a division of McGraw-Hill. S&P 500 refers not only to the index, but also to the 500 companies that have their common stock included in the index. The ticker symbol for the S&P 500 index varies. Some examples of the symbol are ^GSPC, .INX and $SPX. The stocks included in the S&P 500 index are also part of the broader S&P 1500 and S&P Global 1200 stock market indices.

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Nasdaq Composite

Jan 4

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The Nasdaq Composite is a stock market index of all of the common stocks and similar securities (e.g. ADRs, tracking stocks, limited partnership interests) listed on the NASDAQ stock market, meaning that it has over 3,000 components. It is highly followed in the U.S. as an indicator of the performance of stocks of technology companies and growth companies. Since both U.S. and non-U.S. companies are listed on the NASDAQ stock market, the index is not exclusively a U.S. index.
* The origins of the NASDAQ began in 1961, when Congress authorized the Securities and Exchange Commission to conduct a study of fragmentation in the over-the-counter market. The SEC proposed automation as a possible solution, and entrusted the National Association of Securities Dealers, with its execution.
* Launched on February 5, 1971 with a base value of 100 points, the NASDAQ Composite (which was the National Association of Securities Dealers Automated Quotations) is a broad based index which is calculated under a market capitalization weighted methodology that began trading with median quotes for 2,500 over-the-counter securities. As of 2009, the index has grown to include over 3,000 companies.
* On July 17, 1995, the index closed above the 1,000 mark for the first time. The all-time low for the index had been reached in October 1974 around 54 points, representing a market drop of more than 45% from the time of its introduction. The decline in the index surrounded the overall negative mood revolving around the 1973-1974 Stock Market Crash along with it being aggravated by the Yom Kippur War and the 1973 Oil Crisis which followed it soon after.
* On March 10, 2000, the index peaked at an intra-day high of 5,132.52, and closed at an all-time high of 5,048.62; the decline from this peak signaled the beginning of the end of the dot-com bubble.[citation needed]
* The index declined to half its value within a year, and finally found a bear market bottom on October 10, 2002 with an intra-day low of 1,108.49 after a close of 1,114 the previous day. While the index gradually recovered since then, it did not trade for more than half of its peak value until May 2007.
* The 2000s brought a mix of pessimistic news stemming from the Early 2000s recession, the September 11 attacks and the impending Afghan War along with the 2003 invasion of Iraq.
* The index opened the fourth quarter of 2007 with new 80-month highs, fueled by future possible takeovers and mergers, healthy earnings reports particularly in the tech sector, and moderate inflationary readings; closing above the 2,800 point mark on October 9, 2007. The intraday level of 2,861.51 on October 31, 2007 was the highest point reached on the index since January 24, 2001.
* While increased anxiety over high energy prices and the possibility of recession dropped the NASDAQ well into correction territory in early 2008, a bear market was finally recognized on February 6 when the NASDAQ closed below the 2,300 level, about 20% below the recent highs.
* On September 29, 2008, the NASDAQ dropped nearly 200 points, the most since the tech bubble burst, losing 9.14% (third largest in history) to fall beneath the 2,000 level.
* On October 13, 2008, the NASDAQ recorded a gain of nearly 200 points (more than 11%), continuing record levels of market volatility.
* Extending a two-month slide, the index recorded fresh 5 1/2-year lows on November 20, 2008, closing at 1,316.12 near its intraday low, almost 55% below its cyclical bull market peak.
* On March 9, 2009, the composite hit an intra-day low of 1,265.52 extending losses surrounding the financial crisis which began in late 2008.
* Towards the beginning of January 2010, the composite made a staggering 79% rebound from its March lows towards the 2,269 level, amid hope that the Late-2000s Recession, the United States housing bubble and the Global financial crisis of 2008–2009 were easing and possibly coming to an end.

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Dow Jones Industrial Average

Jan 4

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The Dow Jones Industrial Average also referred to as the Industrial Average, the Dow Jones, the Dow 30, or simply as the Dow; is one of several stock market indices, created by Wall Street Journal editor and Dow Jones & Company co-founder Charles Dow. The average is named after Dow and one of his business associates, a statistician, Edward Jones. It is an index that shows how certain large, publicly-owned companies have traded during a standard trading session in the stock market. Dow compiled the index to gauge the performance of the industrial sector within the American economy. However, the performance of the Dow continues to be influenced by not only corporate and economic reports, but also by domestic and foreign political events such as war and terrorism, as well as by natural disasters that could potentially lead to economic harm. It is the second-oldest U.S. market index after the Dow Jones Transportation Average, which Dow also created. The average is computed from the Dow Jones Indexes by the stock prices of 30 of the largest and most widely held public companies in the United States. The Industrial portion of the name is largely historical, as many of the modern 30 components have little or nothing to do with traditional heavy industry. The average is price-weighted, and to compensate for the effects of stock splits and other adjustments, it is currently a scaled average. The value of the Dow is not the actual average of the prices of its component stocks, but rather the sum of the component prices divided by a divisor, which changes whenever one of the component stocks has a stock split or stock dividend, so as to generate a consistent value for the index.

Along with the NASDAQ Composite, the S&P 500 Index, and the Russell 2000 Index, the Dow is among the most closely-watched benchmark indices tracking targeted stock market activity. Components of the Dow trade on both the NASDAQ OMX and the NYSE Euronext, two of the largest stock market companies. Derivatives of the Dow trade on the Chicago Board Options Exchange and through the CME Group, the world’s largest futures exchange company.

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Wall Street Crash of 1929

Jan 4

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The Wall Street Crash of 1929, also known as the Great Crash, and the Stock Market Crash of 1929, was the most devastating stock market crash in the history of the United States, taking into consideration the full extent and duration of its fallout.
The Roaring Twenties, the decade that led up to the Crash, was a time of wealth and excess, and despite caution of the dangers of speculation, many believed that the market could sustain high price levels. Shortly before the crash, economist Irving Fisher famously proclaimed, “Stock prices have reached what looks like a permanently high plateau.” However, the optimism and financial gains of the great bull market were shattered on “Black Tuesday”, October 29, 1929, when share prices on the NYSE (New York Stock Exchange) collapsed. Stock prices fell on that day and they continued to fall, at an unprecedented rate, for a full month.

The October 1929 crash came during a period of declining real estate values in the United States (which peaked in 1925)[citation needed] near the beginning of a chain of events that led to the Great Depression, a period of economic decline in the industrialized nations.

In the days leading up to “Black Thursday” (called “Black Friday” in Europe due to the time difference), the market was severely unstable. Periods of selling and high volumes of trading were interspersed with brief periods of rising prices and recovery. Economist and author Jude Wanniski later correlated these swings with the prospects for passage of the Smoot-Hawley Tariff Act, which was then being debated in Congress.[8] After the crash, the Dow Jones Industrial Average (DJIA) partially recovered in November-December 1929 and early 1930, only to reverse and crash again, reaching a low point of the great bear market in 1932. On July 8, 1932 the Dow reached its lowest level of the 20th century and did not return to pre-1929 levels until November 1954.

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Gold price

Jan 4

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Gold has been used throughout history as a form of payment and has been a relative standard for currency equivalents specific to economic regions or countries. Many European countries implemented gold standards in latter part of the 19th century until these were dismantled in the financial crises involving World War I. After World War II, the Bretton Woods system pegged the United States dollar to gold at a rate of US$35 per troy ounce. The system existed until the 1971 Nixon Shock, when the US unilaterally suspended the direct convertibility of the United States dollar to gold.

Since 1919 the most common benchmark for the price of gold has been the London gold fixing, a twice-daily telephone meeting of representatives from five bullion-trading firms of the London bullion market. Furthermore, gold is traded continuously throughout the world based on the intra-day spot price, derived from over-the-counter gold-trading markets around the world.

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Gold as an investment

Jan 4

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Of all the precious metals, gold is the most popular as an investment. Investors generally buy gold as a hedge or safe haven against any economic, political, social or currency-based crises. These crises include investment market declines, burgeoning national debt, currency failure, inflation, war and social unrest. Investors also buy gold early in a bull market and sell it before a bear market begins, in an attempt to gain financially.

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